How much is the Enhanced CPF Housing Grant?
The Enhanced CPF Housing Grant gives eligible families up to S$120,000 and eligible singles up to S$60,000 when buying an HDB flat. The exact amount is tiered by your household income. Families qualify if their average monthly household income is S$9,000 or less. These amounts apply to purchases from 20 August 2024.
The full rules
Enhanced CPF Housing Grant (EHG)
The EHG helps eligible first-time buyers with their HDB flat purchase. The amount you receive is tiered by income — the lower your income, the higher the grant.
| Buyer type | Maximum grant | Income ceiling |
| Families | S$120,000 | Average monthly household income of S$9,000 or less |
| Singles | S$60,000 | — |
These amounts apply to purchases from 20 August 2024.
To confirm your exact grant amount and full eligibility, check with HDB.
Worked example
Worked example
Suppose a married couple is buying their first HDB flat and their average monthly household income is S$9,000 — right at the ceiling for families.
- They are within the S$9,000 income ceiling, so they qualify for the EHG as a family.
- The grant is tiered by income, so a household at the top of the ceiling receives a smaller amount than one earning much less.
- The maximum a family can receive is S$120,000, which goes to households at the lower end of the income range.
Use HDB's grant calculator to find the exact figure for your income.
What this means for you
Which applies to you?
First-time couple earning within the ceiling
If your average monthly household income is S$9,000 or less, you may qualify for the family EHG of up to S$120,000, with the amount set by your income tier.
Single buyer
Singles can receive up to S$60,000, also tiered by income. Confirm your eligibility and exact amount with HDB.
Higher-income households
If your average monthly household income is above S$9,000, you would not meet the family income ceiling for the EHG.
Related questions
What is the maximum EHG for families?
Eligible families can receive up to S$120,000. The exact amount depends on your average monthly household income, with lower incomes receiving more.
How much can singles get?
Eligible singles can receive up to S$60,000, tiered by income. Check your eligibility and exact amount with HDB.
What is the income ceiling for families?
Families qualify with an average monthly household income of S$9,000 or less. Above this, you would not meet the family income ceiling.
Since when do these grant amounts apply?
The maximum amounts of S$120,000 for families and S$60,000 for singles apply to purchases from 20 August 2024.
How is my exact grant worked out?
The grant is tiered by income — the lower your household income, the higher your grant. HDB can confirm the exact figure for your situation.
More answers: Can a single buy a BTO flat? · What HDB options does a single above 35 have?
Sources: HDB — Enhanced CPF Housing Grant · Last verified 2026-10-19